Payoneer Review: How to Use Payoneer Account to Make or Receive Payment Online

Payoneer is an online platform you can use to receive your payment from clients worldwide. It offers safe encryption with customer protection to keep your transactions secure. With your Payoneer account, you can do a lot of things online.

Is Payoneer Safe to Use?

Although it is a legit website, but you cannot rule out the possibility of a data breach. The best way to safeguard your account is to use a secure laptop/phone to log in. And also, avoid sharing your account information with a third party.
In this article, I will explain everything you need to know about Payoneer, how to use it to receive your Amazon royalty, how to use it to receive payment across various freelance platforms, etc.
Let’s get started.

Read also, How to Link a Payoneer Account to Amazon KDP Account

How to Set Up A Payoneer Account

The first thing to do is to set up your Payoneer Account. To do that,

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  • Select the type of account you want.
  • Fill in the Payoneer form.
  • Click on submit.


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That’s it; you have successfully registered your Payoneer account. However, you might be required to verify your email and identity. So, use your correct details when opening your account.
After you have successfully signed up, go back and log in to your account. After signing in, you will see the account page.
On the account page, you will see the following;



payoneer account


It contains details of your activities. When you click on the dropdown, you will see the following;
Transactions; These show your transactions.
Payment request sent: This shows the number of payment requests sent.
Funding source: This shows the online freelance platforms linked to your Payoneer. If you linked your account to Amazon, you would see Amazon as a funding source.


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Here you will see;
Request A Payment: This is where you send your international client payment request to pay you.
Global Payment Service: This is very important for your Amazon payment setup. It is where you will get your bank account details.


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It is where you make a payment to different categories of people.
You can send payment to a recipient’s Payoneer account (From your Payoneer account to another Payoneer account).
You can send payment to a recipient’s bank account (From your Payoneer account to someone’s bank account).
Pay for your Amazon Advertising invoice: If you are running an Amazon advert, Payoneer allows you to pay your invoice from your Payoneer account.


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It gives you the option to withdraw.


How to Use Payoneer Account to Receive Amazon Book Royalties

Login and;

  • Click on “Receive” at the top of the page
  • Click on Global Payment Service.
  • Under approved accounts, View details under the USA 
  • Copy the details you need and paste them on your amazon payment page.

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   Also, Read Amazon KDP Account : 3 Step by Step Guide on How to Set Up KDP Account as a Beginner

How to Order for Payoneer Mastercard

Go to Settings at the top right corner of the page
payoneer account


  • Click the dropdown and open “Payoneer Card.
  • Fill in your details and submit. Payoneer will ship your card to your address within a few days.

NOTE: Always use your real address when creating your account so your card will not be lost in transit.

How to Add Bank Account to Payoneer

Go to the setting.

  • Click on “bank account” and add your recipient’s bank account.

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How to Withdraw from Payoneer to Bank Account

Go to withdraw at the top.

  • Click on “bank account” and fill in your bank details. Payoneer will process your withdrawal within five (5) working days.

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How to Use Payoneer to Order goods online

Go to the store you want to purchase something from.

  • Select Mastercard as a means of payment.
  • Key in your Payoneer card details (You will need your card to purchase things online).

How to Make a Payment from one Payoneer to Another

Go to “pay” at the top

  • Click on “Make payment.
  • Use any option you want
  • Add the recipient’s email, and amount, and send payment.

payoneer account

NOTE: Before your “Make payment option is activated, you must have received a minimum of $200 from any global payment services. That is from any freelance platform like; Fiverr, Upwork, Amazon, etc.

How to Request Payment from A client

Go to “Receive” at the top.

  • Click on request a payment.
  • Fill in your invoice and send it. The person will see the invoice and pay you.

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NOTE: Before you can request a payment, you must have received a minimum of $5000 in your Payoneer account.

How to receive Payment from freelance platforms like Fiverr, Upwork to Payoneer Account

Go to the freelance platform you want to receive payment from,

  • Select Payoneer as a means of payment
  • Fill in your details
  • Your freelance account will be connected to your Payoneer account

To confirm if it is connected,

  • Go to activityfunding sources. You will see the freelance platforms connected to your Payoneer account.

payoneer account

There are other things like the verification center, profile settings, and security settings. All these can be found on the “setting” page.

Payoneer pricing 

Payoneer charges a withdrawal fee. Click HERE to read more about Payoneer pricing.

Payoneer Customer Service 

Click HERE to contact the Payoneer customer care rep. You can send them an email, call, or live chat.

What is the Minimum Amount you can send with Payoneer? 

The minimum amount you can send with Payoneer is $50.

My Payoneer review 

It is one of the fastest means of sending and receiving money online. Their customer care response is also very excellent. In terms of security, they ensure all your dealing is safe.
Recently, there was a little issue with their MasterCard issuing company, which has been rectified.
The slight issue brought about new changes. Customers can keep their funds in their virtual accounts or move them to their cards.
And the amazing thing about Payoneer is that you can use your Payoneer account to receive money in different currencies, convert it to another currency, and withdraw. For example, you can receive cash in euros, convert it to the dollar in the platform, and withdraw it to your bank account.

Final Words

Payoneer has become a reliable platform for anyone to receive or make payments online. It is a platform that is growing. If you are into any form of online business, you can open your Payoneer account. It will help you a lot.
If this article was helpful, drop your comment below.

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Hi, I'm Benedict. The founder of Bennyselfpublishing Academy. A platform designed to teach people how to write and publish their books online and offline from the comfort of their homes. When I am not writing, I am outside playing football or watching my favorite team Chelsea play.

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  1. In the course of my Payoneer account registration, I made mistake of using different bank name and swift code for my second account no.
    Please what advice do you have for me

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